The following information only applies for the markets Germany, France and the Netherlands. 

Scalable Capital clients will continue to receive 2% p.a. (variable) in both FREE and PRIME+, which corresponds to the current ECB deposit rate. From 1st October 2025, the interest rate in PRIME+ will apply to balances of unlimited size, and in FREE, the interest-bearing balance will double to €100,000.


Also new: from 1st October 2025, PRIME+ balances will be held at Scalable Capital Bank and several partner banks. To start with, there will be three partner banks, with more to follow shortly. The cash balance distribution takes into account the balance held by Scalable Capital at the respective bank, the respective statutory deposit guarantee of €100,000 per client and bank, and any additional protection schemes. The breakdown is visible in the app and on the web at any time.


We no longer provide our services as an investment firm but exclusively as a bank under the new General Terms and Conditions for banks. Balances can now also be held at Scalable Capital Bank.

Your IBAN remains the Scalable IBAN that has already been assigned.


[1] Information on partner banks: https://de.scalable.capital/dokumente-information