Can I already use Credit if I joined Scalable before December 10th, 2024?

Please note that the following answer only applies to clients residing in Germany.‌

Yes. As an existing client who joined Scalable before December 10th, 2024, you can already use Credit without having to join the waiting list, although on different conditions.

Quarterly interest applies only when Credit is used: 3-month Euribor® + 3% p.a. (5.82% p.a. variable borrowing rate, as of January 2025).

Note the risk of credit-financed investments. Credit offer of Baader Bank AG, Weihenstephaner Str. 4, 85716 Unterschleissheim, mediated by Scalable Capital. Only available in connection with a Scalable Broker account and up to €100,000.

You will gain access to the new conditions within a few weeks. We will notify you as soon as these benefits are available.