The credit line is calculated from the sum of all positions valued at market prices, each multiplied by the loan-to-value ratio. Securities with low price fluctuations (volatility) generally have a higher loan-to-value ratio, while those with higher price fluctuations have a low or no loan-to-value ratio.
Non-binding presentation of lending rates by asset class. Please note: The lending rates for individual securities may differ and may be adjusted by Scalable Capital.
Lending rates
| Instrument | Lending rates |
|---|---|
Main index equities or convertible bonds (Annex 1, Regulation (EU) 2016/1646) | Up to 75% |
Other equities or convertible bonds listed on a recognised exchange (Annex 2, Regulation (EU) 2016/1646) | Up to 60% |
ETPs | Up to 75% |
Bonds | Up to 75% |
Equity- and bond funds | Up to 50% |
The above mentioned lending rates can be reduced by 10% or more for collateral that is denominated in a foreign currency.
The lending rate for real estate funds, other shares, Crypto ETPs, Commodity ETPs (excluding securities that track the price of gold), derivatives as well as all other collaterals is 0%.