Cash balances in Kids' accounts are protected independently from the legal guardians' balances.* Please refer to this page for further information around the protection.
*2.50% interest p.a. on unlimited Overnight savings. With PRIME+ up to 5 x €100,000 statutory deposit guarantee through the distribution of all cash across up to 5 banks plus additional deposit guarantee through banks with voluntary deposit guarantee. Without PRIME+ distributed across banks with €100,000 statutory deposit guarantee per bank, or money market funds where European investor protection rules (UCITS) apply, also each possible as sole safekeeping method. Interest and distribution are variable, for instance based on market interest rates, capacities, and conditions.