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Kids' accounts

Taxes & Allowances

Are taxes automatically deducted from kids' accounts?

How can my child benefit from the automated tax optimisation in Scalable Wealth?

How can my child benefit from up to €13,132 of tax-free income per year?

Will I be able to benefit from the basic tax-free allowance and the exemption order for kids’ accounts?

Will I be able to set up a tax exemption order (Freistellungsauftrag) for my child?
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Responsible supervision: BaFin, Deutsche Bundesbank

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*2% p.a. interest (variable) on Broker cash balances unlimited in PRIME+ and up to €100,000 in FREE. The interest rate is based, among other things, on the respective market rate. The allocation of cash balances is variable and takes into account available capacities, conditions and client activity. Balances at banks are protected up to €100,000 per client per bank under the statutory deposit guarantee scheme. For qualifying money market funds, instead of the statutory deposit guarantee scheme, European investor protection rules (UCITS) apply regardless of the amount.
Please note our risk information on the safekeeping of cash balances. Further information on interest is available here.