You can find details of how your cash balance is distributed across the various partner banks or qualified money market funds directly in your client area. In the app or web portal, navigate to the product details (gear icon) and select Balance allocation.

There you will find a transparent overview of the current allocation of your cash. In addition, the distribution is shown monthly in your account statement. Please note that the distribution may vary on an ongoing basis and is not subject to a fixed ratio.

Deposit protection & partner banks
For PRIME+ customers, the cash balance is distributed across up to five banks. The statutory deposit protection of up to €100,000 per person and bank applies here. With currently five active banks, this results in protection of up to €500,000. Amounts exceeding this sum are allocated to banks that are also members of voluntary


A current list of trust banks and qualified money market funds, as well as other important information, can be found at: https://de.scalable.capital/en/documents.