Opening your Overnight account takes just a few steps directly via your existing Scalable access. 
The latest app version (26.3) is required for the Overnight account.


Steps for opening:

App & Web

  1. Log in to the Scalable App or  to the web client area.

  2. Navigate to “Home” (In the App: Tap “Home” again).

  3. Select the “Add Product” option.

  4. Click on “Overnight” and follow the short confirmation steps.


For your children:

App & Web

  1. Log in to the Scalable App or  to the web client area.

  2. Navigate to “Home”  (In the App: Tap “Home” again).

  3. Select the “Add Product” option.

  4. Click the “For my child” tab here.

  5. Click on “Overnight” and follow the short confirmation steps.

Please note: To open an Overnight account, you first need to set up a broker and/or wealth portfolio. You can do this quickly and free of charge with no minimum investment.

Please note: To open an Overnight account, you first need to set up a broker and/or wealth portfolio. You can do this quickly and free of charge with no minimum investment.

Important Note on Activation: After opening, your Overnight account receives its own IBAN. To benefit from the 2.50 % interest p.a.*, you must actively deposit credit into this account – either via transfer from your current account (Girokonto) or via internal transfer from your Broker clearing account.

 *2.50 % interest p.a. on unlimited cash balances. With PRIME+ up to 5 x €100,000 statutory deposit guarantee through the distribution across up to 5 banks plus additional deposit guarantee through banks with voluntary deposit guarantee; otherwise distributed across banks with each €100,000 statutory deposit guarantee per bank, or money market funds where European investor protection rules (UCITS) apply. Variable interest and variable distribution depend, among other things, on market rates, capacities, and conditions.‌