Scalable Overnight account offers an attractive interest rate on your credit while maintaining maximum flexibility:

  • 2.50 % interest p.a.* on unlimited cash

  • Interest payout: Interest is paid out monthly on the first calendar day of the month.

  • Interest calculation: Interest on your credit is calculated daily.

You can easily manage your Overnight account via the Scalable app or the web. Your cash can be deposited and withdrawn at any time.


*2.50 % interest p.a. on unlimited cash balances. With PRIME+ up to 5 x €100,000 statutory deposit guarantee through the distribution across up to 5 banks plus additional deposit guarantee through banks with voluntary deposit guarantee; otherwise distributed across banks with each €100,000 statutory deposit guarantee per bank, or money market funds where European investor protection rules (UCITS) apply. Variable interest and variable distribution depend, among other things, on market rates, capacities, and conditions.‌