The duration of deposits and withdrawals depends on the chosen payment method:
Deposits:
Move money (Internal transfer): Occurs in real time between your Scalable accounts. SEPA instant credit transfer / Instant Payments: The balance is available in your Scalable account immediately after the transfer from your house bank.
Standard SEPA transfer: The amount is usually available within one to two business days.
SEPA direct debit: For collections via direct debit (e.g. for savings plans), it can take up to five business days for the amount to be credited.
Withdrawals:
Standard Withdrawal: After ordering a withdrawal to your reference account, the process usually takes one to two bank working days.
Special case for securities sales: Sales proceeds can be used immediately for new purchases but are only technically available for withdrawal to your reference account after two bank working days.
Security period for direct debits: For security reasons, credit deposited via direct debit or real-time deposit (Instant) can only be withdrawn after eight weeks, as direct debits can be revoked within this period.