Kids’ accounts provide all the usual advantages: Savings plans from €1 savings rate, 2.50% p.a. interest* in the Overnight account and hassle-free automated investing with Scalable Wealth.
Further, Kids’ accounts offer unique advantages:
Scalable Broker for Kids:
Scalable Pocket Money allows you to invest in hundreds of ETFs by iShares and Xtrackers without the annual fees (TER). We re-invest the fees on a quarterly basis back into the chosen ETF. The first re-investment will take place in January 2026.
Kids’ accounts in Germany benefit from more than €13,000 yearly tax-free income.*2 Learn more here.
Scalable Wealth for Kids:
Scalable Pocket money: Automatised portfolio at 0% management fee including portfolio creation, monitoring and rebalancing at 0% management fee.
Kids’ accounts in Germany benefit from more than €13,000 yearly tax-free income. Learn more here.
Automated tax optimisation: Within Wealth for kids, the tax exemption order (Freistellungsauftrag) of up to €1,000 per year can automatically be optimised for.*2 Learn more here.
Scalable Overnight account for Kids
2.50% interest p.a.* on unlimited balances.
Interest Calculation: Daily.
Interest Credit: Monthly.
Deposit Insurance*
- Kids’ accounts in Germany benefit from more than €13,000 yearly tax-free income.*2 Learn more here.
*2 Scalable Capital does not provide tax advice. Tax treatment is individual and can change. Assumption: €1,000 saver’s tax allowance, €12,348 basic tax allowance and €36 special expense tax allowance, capital gains tax: 25%, solidarity surcharge: 5.5%, church tax: 9%.
Special conditions apply. Tax benefits mentioned only apply to Kids’ accounts in Germany.