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Overnight account

Interest & Terms

Are the taxes on the monthly interest credits automatically deducted?

Do all clients receive the same interest rate?

How is interest calculated on the Overnight account?

Is my tax exemption order also used for the Overnight account?

Is there an interest rate cap?

What is an NV-Bescheinigung (Non-Assessment Certificate) and why is it useful for my child?

When is the interest paid out?
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Scalable Capital Bank GmbH
Seitzstraße 8e, 80538 Munich
Responsible supervisory authorities: BaFin, Deutsche Bundesbank

Copyright © Scalable Capital Bank GmbH | All rights reserved.

Overnight account
*2.50% interest p.a. on unlimited cash balances. With PRIME+ up to 5 x €100,000 statutory deposit guarantee through the distribution across up to 5 banks plus additional deposit guarantee through banks with voluntary deposit guarantee; otherwise distributed across banks with each €100,000 statutory deposit guarantee per bank, or money market funds where European investor protection rules (UCITS) apply. Variable interest and variable distribution depend, among other things, on market rates, capacities, and conditions.

Taxes
Scalable Capital does not provide tax advice. Tax treatment is individual and can change.