The entire cash balance earns interest without limit. The interest rate is variable, but not a promotional rate.

In addition to the interest conditions:

  • Interest Rate: The interest rate is 2.50% p.a.* for all clients

  • Interest Calculation and Payout: Interest is calculated daily and paid out monthly directly to the Scalable Overnight Savings account.

  • Deposit Guarantee


 *2.50 % interest p.a. on unlimited cash balances. With PRIME+ up to 5 x €100,000 statutory deposit guarantee through the distribution across up to 5 banks plus additional deposit guarantee through banks with voluntary deposit guarantee; otherwise distributed across banks with each €100,000 statutory deposit guarantee per bank, or money market funds where European investor protection rules (UCITS) apply. Variable interest and variable distribution depend, among other things, on market rates, capacities, and conditions.‌