When will I receive my tax certificate?

If you are subject to tax in Germany, you will receive an annual tax certificate for your securities account and your clearing account. The annual tax certificate provides an overview of capital gains, utilised tax exemption orders, capital gains tax, solidarity surcharge, and church tax (if applicable).

If your securities account was migrated from Baader Bank to Scalable Capital Bank during the past year, you will receive two tax certificates for the 2025 tax year. Each tax certificate only covers the tax-relevant transactions of the respective account.

For accounts at Scalable Capital Bank: This is expected to be made available to you electronically in your mailbox by the end of April 2026. You will also receive a tax statement even if you have not made any tax-relevant transactions (e.g., selling a stock).

For former accounts at Baader Bank: If you have carried out tax-relevant transactions, you will receive a tax certificate from Baader Bank for your securities account and your clearing account likely by the end of May 2026. The following applies:

• If you used one Scalable product (Broker or Wealth management) and do not use any other services with custody at Baader Bank, the tax certificate will be uploaded to your Scalable mailbox. 
• If you used both Scalable products (Broker and Wealth management) or other services for which Baader Bank manages the securities account (e.g. OSKAR), you can find the consolidated tax certificate in the Baader Bank Customer Portal.

Access to the Baader Bank Customer Portal: Login with your User ID and PIN. Your The User ID corresponds to your seven-digit Baader Client ID (Stammnummer). You can find this number on all Baader documents (e.g., account statements) located in your Mailbox. Then, select Mailbox from the menu in the Baader Portal. The yearly tax certificate ('Jahressteuerbescheinigung') can be found in the overview under Taxes. You can then view or download the document. You may use the search function to narrow down the search by portfolio and period, if necessary. For your first access, please use the details you received directly from Baader Bank by email when you opened your securities account.

Please note: 

• If you have not carried out any tax-relevant transactions (e.g. sale of shares), you will not receive an annual tax certificate from Baader Bank.
• If all your accounts are closed at the time of issuance, the tax certificate will be delivered by post.
• In the case of joint exemption orders, only the person who submitted the exemption order will receive the annual tax certificate.
• If you have applied for a loss certificate, you will find this as a passage in your annual tax certificate. Please note that you must apply by 15 December of the current year.