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Kids' accounts

Can I open an account for my child?

Do I need an account as a parent too to be able to open a kids’ accounts?

How many kids’ accounts can I open?

What costs apply for kids’ accounts?

When will kids’ accounts be available?

Will I be able to benefit from the basic tax-free allowance and the exemption order for kids’ accounts?
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Scalable Capital GmbH
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Responsible supervision: BaFin, Deutsche Bundesbank

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*2.25% interest p.a. (variable) on up to €500,000 in PRIME+ and €50,000 in FREE, forwarded from partner banks and qualifying money market funds. The interest rate is based, among other things, on the respective market rate. The allocation of cash balances is variable and takes into account available capacities, conditions and client activity. Balances at partner banks are protected up to €100,000 per client per bank under the statutory deposit guarantee scheme. For qualifying money market funds, instead of the statutory deposit guarantee scheme, European investor protection rules (UCITS) apply regardless of the amount. Please note our risk information on the safekeeping of cash balances. Further information on interest is available here.